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Below are our articles on the subject of IVAs. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Are IVAs Detrimental to Your Debt Record?
Are IVAs Detrimental to Your Debt Record?
With debt on the increase more and more people seem to be taking out IVAs but does that mean they are less detrimental than they used to be?...
Are You Eligible for an IVA?
Are You Eligible for an IVA?
An IVA is a popular way to restructure debts and pay creditors but this arrangement may not be suitable for everyone and there are certain eligibility requirements....
Can I Still Get an IVA in Light of Current Circumstances?
Can I Still Get an IVA in Light of Current Circumstances?
The economic crisis is making people struggling financially, IVAs are a lifeline for many borrowers....
Common Debt Solution Alternatives to an IVA
Common Debt Solution Alternatives to an IVA
An Individual Voluntary Arrangement may not be suitable for all debtors and there may be better alternatives including Administration Orders, remortgaging and even…...
Deciding on an IVA
Deciding on an IVA
Using an IVA is not a quick fix debt solution and does require a commitment on the part of the debtor - deciding on an IVA should take much consideration....
FAQ: Avoiding IVA Scam Companies
FAQ: Avoiding IVA Scam Companies
There are many IVA scam companies that bank on the debtor’s naivety, and spotting the warning signs given by the scammer should save the debtor time and money....
FAQ: Life During an IVA
FAQ: Life During an IVA
Life during an IVA will take a certain amount of financial adjustment but an Insolvency Practitioner should be able to help guide the debtor through the IVA process....
FAQ: The IVA Process
FAQ: The IVA Process
The IVA process varies very little from company to company and there is a set procedure that must be followed by Insolvency Practitioners during the IVA set up....
How Do IVAs Work?
How Do IVAs Work?
Individual Voluntary Arrangements are used to help people in debt but how do they work?...
I have been Refused an IVA, what Next?
I have been Refused an IVA, what Next?
IVAs are often seen as a last resort so what happens if you are refused one?...
IVA Timeline: From Application to Acceptance
IVA Timeline: From Application to Acceptance
In general an IVA will take around 60 days from application to acceptance but this length of time can be shortened depending on certain factors....
IVAs and the Credit Crunch
IVAs and the Credit Crunch
As debt spirals out of control more and more consumers are seeking a way out....
My Creditors Won't Agree to an IVA: What Now?
My Creditors Won't Agree to an IVA: What Now?
Being refused an IVA is not the end of the world, there are other option available to you....
New Debt Industry Standards and IVA
New Debt Industry Standards and IVA
The Lending Standards Board has applied new lending codes that provide greater protection for consumers looking for feasible debt solutions but customers should also…...
Pro's of IVAs
Pro's of IVAs
IVAs may get some negative press but for some people they are a lifeline...
Saving Your Business With an IVA
Saving Your Business With an IVA
A business IVA may be a viable debt solution to avoid bankruptcy if the small business can convince creditors that they have a viable long term business plan....
Simple Answers to Common IVA Questions
Simple Answers to Common IVA Questions
An Individual Voluntary Arrangement can be a good debt solution for those with over £15,000 of debt but this is a five year commitment and there are some eligibility…...
The Disadvantages of IVAs
The Disadvantages of IVAs
IVAs should not be entered into lightly as the consequences can be severe....
The Facts About IVAs in Britain
The Facts About IVAs in Britain
An IVA is a major financial commitment and debtors should be aware of all of the facts, positive and negative, before committing themselves to this arrangement....
The Truth About IVA Companies
The Truth About IVA Companies
There are numerous companies in the financial sector that offer IVA debt solutions but not all of these companies will put the best interests of the debtor first....
What is an IVA?
What is an IVA?
IVAs were created to help people with severe debt and are a viable alternative to bankruptcy for some....
Who Can Get an IVA?
Who Can Get an IVA?
IVAs are a viable solution to debt for some people but they are not available to everyone....
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