IVAs...
Below are our articles on the subject of IVAs. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Are IVAs Detrimental to Your Debt Record?
Unless you have been on another planet or burying your head in the sand you'll know that the credit crunch is in full swing. Every newspaper and...
Are You Eligible for an IVA?
Individual Voluntary Arrangements (IVA) have become a way to pay off major debts through one monthly payment. This arrangement can help to stop debt consequences...
Can I Still Get an IVA in Light of Current Circumstances?
When consumers find themselves in trouble, financially, there is a step they can take that, while serious, is not as drastic as filing for...
Common Debt Solution Alternatives to an IVA
An Individual Voluntary Arrangement (IVA) will not be a suitable debt solution for everyone. There are some alternatives to an IVA that may be...
Deciding on an IVA
Making the five year commitment to an IVA (Individual Voluntary Arrangement) is never an easy decision. Before the decision can be made there are pro's, con's and...
FAQ: Avoiding IVA Scam Companies
If serious debts are a problem then it will be more than frustrating to waste time and money on debt relief scams. There are numerous debt relief companies on the...
FAQ: Life During an IVA
Life during an IVA (Individual Voluntary Arrangement) can mean a total financial lifestyle adjustment. But there is a goal at the end of the IVA and living a more...
FAQ: The IVA Process
An Individual Voluntary Agreement (IVA) is an arrangement between debtors and creditors to come to a debt solution. In basic terms it is a way for debtors to...
How Do IVAs Work?
Individual Voluntary Arrangements, or IVAs as they are commonly known, were introduced as part of the 1986 Insolvency Act. They were designed as a method of helping...
I have been Refused an IVA, what Next?
Individual Voluntary Arrangements are often seen as a last resort for people in severe debt. Therefore if you have gotten to the point where you...
IVA Timeline: From Application to Acceptance
The Individual Voluntary Arrangement (IVA) application and acceptance process can be arranged in less than 60 days. A two month application is...
IVAs and the Credit Crunch
As the credit crunch bites there is no denying that times are tough and if predictions are to be believed they will only get tough. Consumers are facing not only...
My Creditors Won't Agree to an IVA: What Now?
When times are tough it’s not surprising that consumers look for any way out of their problems. Debts mount up and for many the only solution is...
New Debt Industry Standards and IVA
The new debt industry standards is good news for consumers looking for workable debt solutions. These new rules bring added protection for consumers who are...
Pro's of IVAs
Individual Voluntary Arrangements are on the increase. The number of people taking out an IVA rose dramatically between 2006 and 2007, thanks in no small part to...
Saving Your Business With an IVA
An Individual Voluntary Arrangement (IVA) can be used to save a small business that is struggling with debts. But whether an IVA is approved will be the decision of...
Simple Answers to Common IVA Questions
Cutting through the processes of the various debt solutions is not always easy, and IVAs are no different. Understanding the basic principles of...
The Disadvantages of IVAs
Individual Voluntary Arrangements can be useful for people who find themselves in debt. Indeed for some people they can be a last resort in very desperate times....
The Facts About IVAs in Britain
Individual Voluntary Arrangements (IVAs) can be a feasible solution to major debt problems. Knowing the facts about IVAs in Britain should ensure that debtors make...
The Truth About IVA Companies
There are a huge number of companies on the market that offer Individual Voluntary Arrangements (IVAs) but not all will be reputable. Researching the facts will help...
What is an IVA?
Individual Voluntary Arrangements were introduced as part of the Insolvency Act 1986. They are drawn up from government legislation that states if you are in no...
Who Can Get an IVA?
Individual Voluntary Arrangements were created in order to help people who find themselves in severe debt that they cannot feasibly pay back. They formed part of the...





