About Debt

Below are our 12 articles in the 'about debt' category:

Government Policy: Is Bankruptcy Easier Than an IVA?
For years now declaring yourself bankrupt has been looked upon with shame. Having all your friends and family know your personal financial situation, along with members of the public, can be ...
How Bad is Debt in the UK?
These days you can not turn on the television or open a newspaper without hearing about debt. And that’s not surprising because the levels of debt in the UK are at an all-time high. The Citizens ...
How Do People Get Into Debt
Most people are aware of how debt problems occur, or at least they think they are. It seems so obvious doesn't it? If you want to stay in the black then you just make sure you pay your bills and ...
How has the Credit Crunch Affected Debt in the UK?
Unless you’ve been on another planet for the past few months you’ll have heard about the credit crunch. Every newspaper and news bulletin has reports of the US crisis and how it is affecting ...
If I get into Debt can I get Credit in the Future?
Debt is a reality in the UK today. Debt is no longer something that only the desperate fall into. Many of us have debts but manage to carry on with our everyday lives. Student debts, mortgages, ...
The Debt Calendar
Debt in the UK is a real problem and more and more people are finding themselves in the red. The problem appears to be getting worse as the interest rate rises in the last few years make repaying ...
What is a Credit File?
When you want to get credit of any kind your credit file is important. Everyone has a credit file and how good or bad it is will affect how much credit, if any, you are able to borrow. If you ...
What is an ERO?
For the millions of people in debt across the UK the Government have developed a new initiative that may be the lifeline they’ve been waiting for. In January of this year the Government ...
What is Bankruptcy?
For a long time now bankruptcy has been considered something to be ashamed off, a last resort for when everything else has gone wrong. Despite this view still being held by many the number of ...
When My Mortgage Deal Expires, what can I do
Two-year mortgages have been the popular choice for home owners in recent years. When interest rates were lower many people took out fixed rate mortgages and for the last two years have been ...
Why is Debt Such a Problem in the UK?
Debt has always been an issue in the UK but in recent years it has become something of an epidemic. Debt is at an all-time high and there are various reasons for this. The one that most industry ...
Will the Credit Crunch Affect My Debt?
Rising debt in the UK has been a big problem in recent years. Newspapers have reported on the overall debt figure spiralling out of control with house repossessions on the increase and the number ...

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