About Debt...
Below are our articles on the subject of About Debt. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Government Policy: Is Bankruptcy Easier Than an IVA?
For years now declaring yourself bankrupt has been looked upon with shame. Having all your friends and family know your personal financial...
How Bad is Debt in the UK?
These days you can not turn on the television or open a newspaper without hearing about debt. And that’s not surprising because the levels of debt in the UK are at...
How Do People Get Into Debt
Most people are aware of how debt problems occur, or at least they think they are. It seems so obvious doesn't it? If you want to stay in the black then you just...
How has the Credit Crunch Affected Debt in the UK?
Unless you’ve been on another planet for the past few months you’ll have heard about the credit crunch. Every newspaper and news bulletin has...
If I get into Debt can I get Credit in the Future?
Debt is a reality in the UK today. Debt is no longer something that only the desperate fall into. Many of us have debts but manage to carry on...
Is Debt Becoming More and More Common?
Debt has long been a problem in the UK. The culture of “I want it now” has replaced the old ways of saving for something you wanted so you can...
The Debt Calendar
Debt in the UK is a real problem and more and more people are finding themselves in the red. The problem appears to be getting worse as the interest rate rises in...
UK Cost of Living and Hidden Personal Debts
It’s no surprise that many people keep the actual extent of their personal debt a secret. But new debt research shows that many people are...
What is a Credit File?
When you want to get credit of any kind your credit file is important. Everyone has a credit file and how good or bad it is will affect how much credit, if any, you...
What is an ERO?
For the millions of people in debt across the UK the Government have developed a new initiative that may be the lifeline they’ve been waiting for.
In January of...
What is Bankruptcy?
For a long time now bankruptcy has been considered something to be ashamed off, a last resort for when everything else has gone wrong. Despite this view still being...
When My Mortgage Deal Expires, what can I do
Two-year mortgages have been the popular choice for home owners in recent years. When interest rates were lower many people took out fixed rate...
Why is Debt Such a Problem in the UK?
Debt has always been an issue in the UK but in recent years it has become something of an epidemic. Debt is at an all-time high and there are...
Will the Credit Crunch Affect My Debt?
Rising debt in the UK has been a big problem in recent years. Newspapers have reported on the overall debt figure spiralling out of control with...
