About Our Site

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TheIVA was formed to offer a unique reference point on individual voluntary agreements and managing your debt.

When you are in serious debt, there are alternatives to declaring bankruptcy. This site explains all about the IVA or Individual Voluntrary Agreement.

Our concern was that there was no single UK resource for interesting features and practical advice on this subject.

Our features and articles are written by experts - who have experience, or a particular interest in this area.

Our Background

TheIVA was founded by John Rowlinson, the founder of PtS.

John, through PtS, is involved in a number of ventures including software and property companies. A percentage of revenue from these activities goes towards funding TheIVA and a number of similar sites.

Our focus is simply on having experts create the highest quality information possible that is widely read.


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You should seek independent professional advice before acting upon any information on the TheIVA website. Please read our Disclaimer.

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