Getting back on track financially is absolutely achievable with the right guidance, and our free expert advice makes it straightforward to explore all your options including IVAs, debt management strategies, and proven solutions. The IVA is here to help.
Try our free tool IVA Eligibility Checker to get instant personalised help.
IVA Timeline: From Application to Acceptance
Get your IVA application approved in under 60 days with this step-by-step breakdown of the process.
FAQ: Life During an IVA
An IVA means cutting back on spending and living within your means, but an Insolvency Practitioner guides you through the five-year process to become debt free.
Can 'Sell and Rent Back' Help Me Out of Debt?
See if selling and renting back your home could help you escape repossession, and what the real costs might be.
IVA Eligibility Checker (Free Tool)
Find out whether an Individual Voluntary Arrangement could be right for you, what you might pay, and which alternatives could suit your situation better.
New Debt Industry Standards and IVA
New lending codes protect people considering IVAs and other debt solutions from unfair practices by debt help companies.
Common Debt Solution Alternatives to an IVA
If an IVA isn't right for you, there are other debt solutions worth considering depending on your circumstances.
Simple Answers to Common IVA Questions
An IVA requires at least £15,000 in debt from multiple creditors, but your application can be rejected if you can afford repayments or creditors don't agree.
Debt Help Companies That Can Be Trusted
Reputable debt help companies put your interests first, but many advertise false promises and hidden fees, here's how to spot the trustworthy ones.
How to Avoid County Court Judgements
Stop a CCJ from damaging your credit by understanding the court process and taking action before creditors file against you.
Using a Financial Planner to Avoid Debt
A financial planner shows you exactly where your money goes each month and helps you cut unnecessary spending to stay out of debt.
The Realistic Way to Clear Personal Debts
Clearing personal debts takes real commitment and sacrifice, here's how to do it without falling for scams or paying for help you don't need.
UK Cost of Living and Hidden Personal Debts
Rising living costs are pushing more UK households into hidden debt they won't even tell their partners about.
IVA Timeline: From Application to Acceptance
Get your IVA application approved in under 60 days with this step-by-step breakdown of the process.
Saving Your Business with an IVA
An IVA can help a struggling small business avoid bankruptcy and keep trading if creditors agree to the arrangement.