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		<title>TheIVA Featured Articles</title>
		<link>http://www.theiva.co.uk</link>
		<description>Individual Voluntary Agreements and Managing Your Debt</description>
		<language>en-us</language>
		<pubDate>Mon, 08 Mar 2010</pubDate>
		<lastBuildDate>Mon, 08 Mar 2010</lastBuildDate>
		<generator>TheIVA Content Manager</generator>
		<managingEditor>janem@theiva.co.uk</managingEditor>
		<webMaster>janem@theiva.co.uk</webMaster>

	<item>
		<title>Are You Eligible for an IVA?</title>
		<link>http://www.theiva.co.uk/are-you-eligible-for-iva.html</link>
		<description>Individual Voluntary Arrangements (IVA) have become a way to pay off major debts through one monthly payment. This arrangemen...</description>
	</item>
	<item>
		<title>What is a Credit File?</title>
		<link>http://www.theiva.co.uk/what-is-a-credit-file.html</link>
		<description>When you want to get credit of any kind your credit file is important. Everyone has a credit file and how good or bad it is w...</description>
	</item>
	<item>
		<title>How can I Prepare for Retirement to Avoid Debt?</title>
		<link>http://www.theiva.co.uk/how-prepare-retirement-avoid-debt.html</link>
		<description>Retirement is supposed to be a happy, peaceful time. After years of hard work it’s the time you can finally relax and enjoy l...</description>
	</item>
	<item>
		<title>How has the Credit Crunch Affected Debt in the UK?</title>
		<link>http://www.theiva.co.uk/how-credit-crunch-affected-debt-uk.html</link>
		<description>Unless you’ve been on another planet for the past few months you’ll have heard about the credit crunch. Every newspaper and n...</description>
	</item>
	<item>
		<title>What is Bankruptcy?</title>
		<link>http://www.theiva.co.uk/what-bankruptcy.html</link>
		<description>For a long time now bankruptcy has been considered something to be ashamed off, a last resort for when everything else has go...</description>
	</item>
	<item>
		<title>When My Mortgage Deal Expires, what can I do</title>
		<link>http://www.theiva.co.uk/when-mortgage-deal-expires.html</link>
		<description>Two-year mortgages have been the popular choice for home owners in recent years. When interest rates were lower many people t...</description>
	</item>
	<item>
		<title>What is an ERO?</title>
		<link>http://www.theiva.co.uk/what-ero.html</link>
		<description>For the millions of people in debt across the UK the Government have developed a new initiative that may be the lifeline they...</description>
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