Serious debt can feel overwhelming, but an individual voluntary agreement might be a solution for you. TheIVA is a free resource that explains what an IVA is, how it works, and what other options exist for tackling debt.
Debt is a common problem in the UK, and lots of websites offer advice, but many charge for it. We don't. We provide straightforward, realistic information about bankruptcy, IVAs, and other debt solutions without any fees attached.
If you've lost your job, you're struggling with student debts, or you're simply facing mounting bills, this site is designed to help you take the first steps towards solving the problem. Getting proper, impartial advice is the best way to ease the stress that comes with serious debt.
Your situation may be slightly different. ask a question below ↓ and our editorial team will reply with our advice.
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